Central City, IL
Central City wildfire risk explained
USFS scores Central City at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 809 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Central City at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Central City's building exposure, zone by zone
Central City rates 54.5% Minimal exposure against just 9.4% Direct and 36.1% Indirect — of 809 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Central City against the rest of the country
Compare Central City's two percentiles: 57th within Illinois, only 18th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Central City ranks 25,991 for wildfire risk (1 is highest) and 13,557 by building count (1 is largest). Within Illinois alone, it ranks 615 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Central City and the insurance market
At the 18th national percentile, Central City rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Central City
With 54.5% of buildings rated Minimal exposure, Central City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Central City's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Central City, see the exposure-zones guide.