Central City, AR
Central City, AR's wildfire risk, in USFS's own numbers
Central City sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 385 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Central City at the 86th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Central City's buildings actually sit
96.4% of Central City's 385 buildings sit in USFS's Direct exposure zone, roughly 371 structures close enough to burnable vegetation for flame contact, not just embers — 3.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Central City compares
Central City's risk sits at a similar level relative to Arkansas (88th percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Central City ranks 5,631 for wildfire risk (1 is highest) and 19,516 by building count (1 is largest). Within Arkansas alone, it ranks 76 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Central City's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Central City
Because Direct exposure dominates in Central City (96.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 385 counted buildings into the percentiles shown above for Central City. For more on what direct exposure implies beyond Central City, see the exposure-zones guide.