Central Bridge, NY
Central Bridge wildfire risk explained
Central Bridge sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 488 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Central Bridge at the 11th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Central Bridge's building exposure, zone by zone
65.2% of Central Bridge's 488 buildings sit in USFS's Direct exposure zone, roughly 318 structures close enough to burnable vegetation for flame contact, not just embers — 34.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Central Bridge against the rest of the country
Within New York, Central Bridge ranks higher (28th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Central Bridge ranks 27,835 for wildfire risk (1 is highest) and 17,573 by building count (1 is largest). Within New York alone, it ranks 922 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Central Bridge and the insurance market
Central Bridge's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Central Bridge
Because Direct exposure dominates in Central Bridge (65.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Central Bridge's figures come from
The methodology guide shows exactly how USFS turned 488 counted buildings into the percentiles shown above for Central Bridge. The exposure-zones guide covers what Central Bridge's dominant direct exposure actually means, with real examples from across the dataset.