Centrahoma, OK
Centrahoma wildfire risk explained
Centrahoma sits at the 96th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 86 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Centrahoma at the 98th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
98.8% of Centrahoma's 86 buildings sit in USFS's Direct exposure zone, roughly 85 structures close enough to burnable vegetation for flame contact, not just embers — 1.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Centrahoma ranks
Centrahoma scores 96th nationally and 87th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Centrahoma ranks 1,240 for wildfire risk (1 is highest) and 29,666 by building count (1 is largest). Within Oklahoma alone, it ranks 111 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Centrahoma
Centrahoma's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Centrahoma (98.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Centrahoma's figures come from
Centrahoma's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Centrahoma's dominant direct exposure actually means, with real examples from across the dataset.