Centerville, UT
Centerville wildfire risk explained
Centerville sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 5,176 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centerville at the 90th percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 90.7% of Centerville's 5,176 buildings in the Indirect exposure zone, versus 8.2% Direct and 1.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 5,176 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Centerville ranks
Inside Utah, Centerville sits at just the 76th percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Centerville ranks 1,840 for wildfire risk (1 is highest) and 3,327 by building count (1 is largest). Within Utah alone, it ranks 78 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Centerville's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Centerville (90.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Centerville's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Centerville, see the exposure-zones guide.