Centerville, OH
Centerville wildfire risk explained
Centerville sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 8,783 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centerville at the 15th percentile, close to its 13th-percentile risk score.
Where Centerville's buildings actually sit
Centerville rates 79.2% Minimal exposure against just 13.4% Direct and 7.5% Indirect — of 8,783 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 8,783 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Centerville against the rest of the country
Compare Centerville's two percentiles: 40th within Ohio, only 13th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Centerville ranks 27,333 for wildfire risk (1 is highest) and 1,901 by building count (1 is largest). Within Ohio alone, it ranks 761 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Centerville and the insurance market
At the 13th national percentile, Centerville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 79.2% of Centerville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Centerville's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Centerville, see the exposure-zones guide.