Centerville, MT
How exposed is Centerville to wildfire?
USFS scores Centerville at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 33 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Centerville at the 53rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
100% of Centerville's 33 buildings sit in USFS's Direct exposure zone, roughly 33 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Centerville ranks
Inside Montana, Centerville sits at just the 17th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Centerville ranks 14,501 for wildfire risk (1 is highest) and 31,315 by building count (1 is largest). Within Montana alone, it ranks 393 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Centerville and the insurance market
At the 54th national percentile, Centerville rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Centerville
With 100% of Centerville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 33 counted buildings into the percentiles shown above for Centerville. For more on what direct exposure implies beyond Centerville, see the exposure-zones guide.