Centerville, MO
Centerville wildfire risk explained
USFS scores Centerville at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 131 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Centerville's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Centerville's building exposure, zone by zone
131 buildings are counted in Centerville, and 74.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Centerville ranks
Compare Centerville's two percentiles: 90th within Missouri, only 74th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Centerville ranks 8,163 for wildfire risk (1 is highest) and 27,672 by building count (1 is largest). Within Missouri alone, it ranks 109 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Centerville
At the 74th percentile nationally, Centerville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 74.1% of Centerville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Centerville's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Centerville, see the exposure-zones guide.