Centerton, IN
How exposed is Centerton to wildfire?
Centerton sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 104 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Centerton's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
What "at risk" means for the buildings here
USFS puts 66.4% of Centerton's 104 buildings in the Indirect exposure zone, versus 33.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Centerton compares
Centerton's 64th-percentile standing inside Indiana outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Centerton ranks 27,380 for wildfire risk (1 is highest) and 28,841 by building count (1 is largest). Within Indiana alone, it ranks 348 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Centerton's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Centerton's 66.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 104 counted buildings into the percentiles shown above for Centerton. For more on what indirect exposure implies beyond Centerton, see the exposure-zones guide.