Centereach, NY
Centereach wildfire risk explained
Out of every US place USFS scores, Centereach lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 10,384 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centereach at the 36th percentile, close to its 34th-percentile risk score.
Centereach's building exposure, zone by zone
Most of Centereach's buildings (77.1% of 10,384) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 10,384 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Centereach against the rest of the country
Centereach's 73rd-percentile standing inside New York outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Centereach ranks 20,829 for wildfire risk (1 is highest) and 1,536 by building count (1 is largest). Within New York alone, it ranks 346 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Centereach
At the 34th national percentile, Centereach rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Centereach's 77.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Centereach's figures come from
Centereach's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Centereach's dominant minimal exposure actually means, with real examples from across the dataset.