Center Point, IN
Center Point, IN's wildfire risk, in USFS's own numbers
Center Point's 210 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Center Point at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Center Point's buildings actually sit
62.4% of Center Point's 210 buildings sit in USFS's Direct exposure zone, roughly 131 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 37.6% are Minimal.
Where Center Point ranks
Center Point's 60th-percentile standing inside Indiana outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Center Point ranks 27,916 for wildfire risk (1 is highest) and 24,472 by building count (1 is largest). Within Indiana alone, it ranks 388 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Center Point and the insurance market
Center Point's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Center Point
Because Direct exposure dominates in Center Point (62.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 210 counted buildings into the percentiles shown above for Center Point. For more on what direct exposure implies beyond Center Point, see the exposure-zones guide.