Center Point, AL
Center Point wildfire risk explained
USFS scores Center Point at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 5,922 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Center Point at the 68th percentile, close to its 65th-percentile risk score.
Where Center Point's buildings actually sit
USFS classifies 61.5% of Center Point's buildings as Direct exposure, higher than its 8.4% Indirect share and far above its 30.2% Minimal share — a profile where 3,639 structures sit close enough to vegetation that lot clearing matters most. At 5,922 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Center Point compares
Center Point ranks lower within Alabama (37th percentile statewide) than its 65th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Center Point ranks 10,892 for wildfire risk (1 is highest) and 2,909 by building count (1 is largest). Within Alabama alone, it ranks 375 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Center Point and the insurance market
Center Point's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Center Point's 61.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Center Point's figures come from
Center Point's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Center Point's dominant direct exposure actually means, with real examples from across the dataset.