Center Junction, IA
Center Junction wildfire risk explained
USFS scores Center Junction at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 141 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Center Junction at the 31st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 67.4% of Center Junction's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 32.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Center Junction ranks
Center Junction's risk sits at a similar level relative to Iowa (46th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Center Junction ranks 21,831 for wildfire risk (1 is highest) and 27,247 by building count (1 is largest). Within Iowa alone, it ranks 554 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Center Junction and the insurance market
Center Junction's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Center Junction's 67.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Center Junction's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Center Junction, see the exposure-zones guide.