Center, IN
How exposed is Center to wildfire?
USFS scores Center at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 291 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Center at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 40.2% of Center's 291 buildings carry Direct exposure and 0% carry Indirect; the remaining 59.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Center compares
Center's 20th-percentile standing inside Indiana outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Center ranks 30,660 for wildfire risk (1 is highest) and 21,876 by building count (1 is largest). Within Indiana alone, it ranks 776 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 3rd national percentile, Center rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Center
Even with 59.8% of Center outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Center's figures come from
The methodology guide shows exactly how USFS turned 291 counted buildings into the percentiles shown above for Center. The exposure-zones guide covers what Center's dominant minimal exposure actually means, with real examples from across the dataset.