Center Hill, FL
Center Hill, FL's wildfire risk, in USFS's own numbers
Center Hill sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 594 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Center Hill at the 93rd percentile, close to its 90th-percentile risk score.
Center Hill's building exposure, zone by zone
USFS classifies 78.5% of Center Hill's buildings as Direct exposure, higher than its 21.6% Indirect share and far above its 0% Minimal share — a profile where 466 structures sit close enough to vegetation that lot clearing matters most.
Center Hill against the rest of the country
Center Hill's risk sits at a similar level relative to Florida (82nd percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Center Hill ranks 3,047 for wildfire risk (1 is highest) and 15,903 by building count (1 is largest). Within Florida alone, it ranks 175 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Center Hill and the insurance market
Center Hill's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Center Hill
Center Hill's 78.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Center Hill's figures come from
Every one of the two percentiles behind Center Hill's 3,047-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Center Hill's dominant direct exposure actually means, with real examples from across the dataset.