Centenary, SC
How exposed is Centenary to wildfire?
Out of every US place USFS scores, Centenary lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 201 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Centenary at the 74th percentile, close to its 73rd-percentile risk score.
Centenary's building exposure, zone by zone
Direct exposure dominates in Centenary: 71.1% of its 201 buildings, versus 28.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Centenary ranks
There's little gap between Centenary's 73rd national percentile and its 70th percentile inside South Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Centenary ranks 8,455 for wildfire risk (1 is highest) and 24,814 by building count (1 is largest). Within South Carolina alone, it ranks 146 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Centenary's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Centenary (71.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Centenary's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Centenary, see the exposure-zones guide.