Centenary, IN
Centenary, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Centenary at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 155 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Centenary's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Centenary's buildings actually sit
Most of Centenary's buildings (62.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Centenary against the rest of the country
Centenary's 83rd-percentile standing inside Indiana outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Centenary ranks 24,924 for wildfire risk (1 is highest) and 26,647 by building count (1 is largest). Within Indiana alone, it ranks 164 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Centenary
Centenary's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Centenary
Because 62.6% of Centenary's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Centenary's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Centenary, see the exposure-zones guide.