Cementon, NY
How exposed is Cementon to wildfire?
Cementon's 111 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cementon at the 27th percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
111 buildings are counted in Cementon, and 95.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.7% rated Minimal.
Where Cementon ranks
Within New York, Cementon ranks higher (63rd percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cementon ranks 22,126 for wildfire risk (1 is highest) and 28,598 by building count (1 is largest). Within New York alone, it ranks 471 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 30th national percentile, Cementon rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Cementon's 95.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cementon's figures come from
Every one of the two percentiles behind Cementon's 22,126-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cementon's dominant direct exposure actually means, with real examples from across the dataset.