Cement, OK
How exposed is Cement to wildfire?
USFS scores Cement at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 431 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cement's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
431 buildings are counted in Cement, and 71.2% of them are Indirect exposure — ember-driven risk rather than the 28.8% in Direct exposure or the 0% rated Minimal.
How Cement compares
Cement's 93rd national percentile looks worse in isolation than its 65th ranking inside Oklahoma does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Cement ranks 2,242 for wildfire risk (1 is highest) and 18,632 by building count (1 is largest). Within Oklahoma alone, it ranks 297 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Cement's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Cement (71.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 431 counted buildings into the percentiles shown above for Cement. For more on what indirect exposure implies beyond Cement, see the exposure-zones guide.