Celina, TN
How exposed is Celina to wildfire?
Out of every US place USFS scores, Celina lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 997 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Celina at the 46th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 51.1% of Celina's 997 buildings in the Indirect exposure zone, versus 48.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Celina against the rest of the country
Celina's risk sits at a similar level relative to Tennessee (33rd percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Celina ranks 17,912 for wildfire risk (1 is highest) and 11,958 by building count (1 is largest). Within Tennessee alone, it ranks 337 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Celina and the insurance market
At the 43rd national percentile, Celina rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Celina
Because 51.1% of Celina's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Celina's figures come from
The methodology guide shows exactly how USFS turned 997 counted buildings into the percentiles shown above for Celina. The exposure-zones guide covers what Celina's dominant indirect exposure actually means, with real examples from across the dataset.