Cedar Lake, IN
Cedar Lake, IN's wildfire risk, in USFS's own numbers
Cedar Lake's 6,422 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cedar Lake at the 54th percentile, close to its 52nd-percentile risk score.
Cedar Lake's building exposure, zone by zone
Cedar Lake rates 83.7% Minimal exposure against just 16.4% Direct and 0% Indirect — of 6,422 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,422 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Cedar Lake compares
Cedar Lake's 98th-percentile standing inside Indiana outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cedar Lake ranks 15,024 for wildfire risk (1 is highest) and 2,699 by building count (1 is largest). Within Indiana alone, it ranks 22 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Cedar Lake and the insurance market
At the 52nd national percentile, Cedar Lake rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Cedar Lake's 83.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Cedar Lake's figures come from
Every one of the two percentiles behind Cedar Lake's 15,024-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cedar Lake's dominant minimal exposure actually means, with real examples from across the dataset.