Cedar Hill, MO
Cedar Hill wildfire risk explained
Out of every US place USFS scores, Cedar Hill lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 971 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cedar Hill at the 53rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Cedar Hill's 971 counted buildings, 58% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Cedar Hill compares
Cedar Hill's 51st national percentile looks worse in isolation than its 35th ranking inside Missouri does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Cedar Hill ranks 15,380 for wildfire risk (1 is highest) and 12,142 by building count (1 is largest). Within Missouri alone, it ranks 693 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Cedar Hill's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cedar Hill (58%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Cedar Hill's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cedar Hill, see the exposure-zones guide.