Cedar Hill Lakes, MO
Cedar Hill Lakes wildfire risk explained
Cedar Hill Lakes sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 125 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cedar Hill Lakes at the 55th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cedar Hill Lakes's building exposure, zone by zone
Direct exposure dominates in Cedar Hill Lakes: 92% of its 125 buildings, versus 8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Cedar Hill Lakes against the rest of the country
Cedar Hill Lakes scores 53rd nationally and 40th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cedar Hill Lakes ranks 14,718 for wildfire risk (1 is highest) and 27,949 by building count (1 is largest). Within Missouri alone, it ranks 642 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Cedar Hill Lakes
Cedar Hill Lakes's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Cedar Hill Lakes's 92% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Cedar Hill Lakes's 14,718-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cedar Hill Lakes, see the exposure-zones guide.