Cedar Grove, FL
How exposed is Cedar Grove to wildfire?
Out of every US place USFS scores, Cedar Grove lands at the 80th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,637 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cedar Grove's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Cedar Grove's buildings actually sit
64.5% of Cedar Grove's 2,637 buildings sit in USFS's Minimal exposure zone, with only 20.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Cedar Grove compares
Inside Florida, Cedar Grove sits at just the 47th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cedar Grove ranks 6,422 for wildfire risk (1 is highest) and 6,036 by building count (1 is largest). Within Florida alone, it ranks 506 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Cedar Grove
Cedar Grove's 80th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Cedar Grove's 64.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Cedar Grove's figures come from
The methodology guide shows exactly how USFS turned 2,637 counted buildings into the percentiles shown above for Cedar Grove. The exposure-zones guide covers what Cedar Grove's dominant minimal exposure actually means, with real examples from across the dataset.