Cedar Crest, OK
Cedar Crest, OK's wildfire risk, in USFS's own numbers
Cedar Crest's 262 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cedar Crest's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Cedar Crest: 100% of its 262 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Cedar Crest ranks
Inside Oklahoma, Cedar Crest sits at just the 46th percentile even though it scores 90th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cedar Crest ranks 3,285 for wildfire risk (1 is highest) and 22,782 by building count (1 is largest). Within Oklahoma alone, it ranks 450 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Cedar Crest's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of Cedar Crest in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Cedar Crest's figures come from
The methodology guide shows exactly how USFS turned 262 counted buildings into the percentiles shown above for Cedar Crest. The exposure-zones guide covers what Cedar Crest's dominant direct exposure actually means, with real examples from across the dataset.