Cedar Creek, NE
Cedar Creek wildfire risk explained
Cedar Creek sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 482 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cedar Creek's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Cedar Creek's buildings actually sit
Most of Cedar Creek's buildings (46.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Cedar Creek compares
Cedar Creek scores 66th nationally and 60th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cedar Creek ranks 10,776 for wildfire risk (1 is highest) and 17,669 by building count (1 is largest). Within Nebraska alone, it ranks 235 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Cedar Creek and the insurance market
Cedar Creek's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Cedar Creek (46.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Cedar Creek's 10,776-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cedar Creek, see the exposure-zones guide.