Cedar City, UT
Cedar City, UT's wildfire risk, in USFS's own numbers
Cedar City's 10,515 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cedar City at the 93rd percentile, close to its 96th-percentile risk score.
Where Cedar City's buildings actually sit
USFS puts 77.5% of Cedar City's 10,515 buildings in the Indirect exposure zone, versus 14.1% Direct and 8.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 10,515 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Cedar City against the rest of the country
Cedar City's risk sits at a similar level relative to Utah (86th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cedar City ranks 1,180 for wildfire risk (1 is highest) and 1,516 by building count (1 is largest). Within Utah alone, it ranks 48 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Cedar City and the insurance market
At the 96th percentile nationally, Cedar City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Cedar City (77.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,515 counted buildings into the percentiles shown above for Cedar City. For more on what indirect exposure implies beyond Cedar City, see the exposure-zones guide.