Cayuga, IN
How exposed is Cayuga to wildfire?
Cayuga's 861 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cayuga's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Where Cayuga's buildings actually sit
USFS classifies 71.1% of Cayuga's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20% Direct and 8.9% Indirect — a landscape-level risk rather than a building-by-building one.
Where Cayuga ranks
Compare Cayuga's two percentiles: 69th within Indiana, only 15th nationally — a gap of 54 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cayuga ranks 26,749 for wildfire risk (1 is highest) and 13,066 by building count (1 is largest). Within Indiana alone, it ranks 304 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 15th national percentile, Cayuga rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 71.1% of buildings rated Minimal exposure, Cayuga gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 861 counted buildings into the percentiles shown above for Cayuga. For more on what minimal exposure implies beyond Cayuga, see the exposure-zones guide.