Cayce, SC
Cayce wildfire risk explained
USFS's Wildfire Risk to Communities model puts Cayce at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 7,009 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cayce's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Where Cayce's buildings actually sit
Cayce rates 77.3% Minimal exposure against just 9.4% Direct and 13.3% Indirect — of 7,009 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,009 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Cayce ranks
Cayce's 55th national percentile looks worse in isolation than its 10th ranking inside South Carolina does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Cayce ranks 14,135 for wildfire risk (1 is highest) and 2,460 by building count (1 is largest). Within South Carolina alone, it ranks 429 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Cayce and the insurance market
Cayce's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 77.3% of Cayce outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,009 counted buildings into the percentiles shown above for Cayce. For more on what minimal exposure implies beyond Cayce, see the exposure-zones guide.