Cawker City, KS
Cawker City, KS's wildfire risk, in USFS's own numbers
USFS scores Cawker City at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 555 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cawker City at the 26th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Cawker City's buildings actually sit
Cawker City rates 94.8% Minimal exposure against just 5.2% Direct and 0% Indirect — of 555 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Cawker City compares
Inside Kansas, Cawker City sits at just the 10th percentile even though it scores 31st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cawker City ranks 21,646 for wildfire risk (1 is highest) and 16,495 by building count (1 is largest). Within Kansas alone, it ranks 646 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Cawker City
Cawker City's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 94.8% of Cawker City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Cawker City's figures come from
Cawker City's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cawker City's dominant minimal exposure actually means, with real examples from across the dataset.