Cave City, AR
Cave City wildfire risk explained
Cave City sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,103 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cave City's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Cave City's buildings actually sit
1,103 buildings are counted in Cave City, and 53.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cave City compares
Cave City's risk sits at a similar level relative to Arkansas (76th percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cave City ranks 6,799 for wildfire risk (1 is highest) and 11,261 by building count (1 is largest). Within Arkansas alone, it ranks 152 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Cave City and the insurance market
Cave City's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Cave City's 53.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,103 counted buildings into the percentiles shown above for Cave City. For more on what direct exposure implies beyond Cave City, see the exposure-zones guide.