Catharine, KS
How exposed is Catharine to wildfire?
Out of every US place USFS scores, Catharine lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 118 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Catharine at the 52nd percentile, close to its 56th-percentile risk score.
Catharine's building exposure, zone by zone
USFS puts 64.4% of Catharine's 118 buildings in the Indirect exposure zone, versus 35.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Catharine ranks
There's little gap between Catharine's 56th national percentile and its 44th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Catharine ranks 13,956 for wildfire risk (1 is highest) and 28,243 by building count (1 is largest). Within Kansas alone, it ranks 407 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Catharine
Catharine's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Catharine (64.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Catharine's figures come from
Every one of the two percentiles behind Catharine's 13,956-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Catharine's dominant indirect exposure actually means, with real examples from across the dataset.