Catarina, TX
Catarina, TX's wildfire risk, in USFS's own numbers
Catarina's 202 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Catarina at the 76th percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
Of Catarina's 202 counted buildings, 57.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Catarina compares
Inside Texas, Catarina sits at just the 60th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Catarina ranks 6,472 for wildfire risk (1 is highest) and 24,783 by building count (1 is largest). Within Texas alone, it ranks 718 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Catarina
At the 80th percentile nationally, Catarina carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Catarina's 57.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Catarina's figures come from
Every one of the two percentiles behind Catarina's 6,472-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Catarina's dominant direct exposure actually means, with real examples from across the dataset.