Caswell Beach, NC
How exposed is Caswell Beach to wildfire?
Caswell Beach's 453 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Caswell Beach's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Caswell Beach's building exposure, zone by zone
Direct exposure dominates in Caswell Beach: 68% of its 453 buildings, versus 0% Indirect and 32% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Caswell Beach against the rest of the country
There's little gap between Caswell Beach's 84th national percentile and its 92nd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Caswell Beach ranks 5,144 for wildfire risk (1 is highest) and 18,223 by building count (1 is largest). Within North Carolina alone, it ranks 61 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Caswell Beach
Caswell Beach's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Caswell Beach (68%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Caswell Beach's 5,144-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Caswell Beach, see the exposure-zones guide.