Castroville, CA
Castroville wildfire risk explained
USFS scores Castroville at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,532 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Castroville at the 27th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Castroville's buildings actually sit
Castroville rates 98.4% Minimal exposure against just 1.6% Direct and 0% Indirect — of 1,532 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Castroville compares
Inside California, Castroville sits at just the 2nd percentile even though it scores 24th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Castroville ranks 24,068 for wildfire risk (1 is highest) and 9,024 by building count (1 is largest). Within California alone, it ranks 1,539 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Castroville's 24th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Castroville
Castroville's 98.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,532 counted buildings into the percentiles shown above for Castroville. For more on what minimal exposure implies beyond Castroville, see the exposure-zones guide.