Castorland, NY
Castorland, NY's wildfire risk, in USFS's own numbers
Castorland sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 197 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Castorland at the 6th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Castorland (59.4% of 197 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.6% sit in the Direct zone.
Castorland against the rest of the country
Castorland's risk sits at a similar level relative to New York (6th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Castorland ranks 29,820 for wildfire risk (1 is highest) and 24,966 by building count (1 is largest). Within New York alone, it ranks 1,205 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Castorland
Castorland's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 59.4% of Castorland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Castorland's figures come from
The methodology guide shows exactly how USFS turned 197 counted buildings into the percentiles shown above for Castorland. The exposure-zones guide covers what Castorland's dominant indirect exposure actually means, with real examples from across the dataset.