Castle Hayne, NC
Castle Hayne wildfire risk explained
USFS scores Castle Hayne at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 859 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Castle Hayne's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Where Castle Hayne's buildings actually sit
USFS classifies 75.9% of Castle Hayne's buildings as Direct exposure, higher than its 24.1% Indirect share and far above its 0% Minimal share — a profile where 652 structures sit close enough to vegetation that lot clearing matters most.
How Castle Hayne compares
There's little gap between Castle Hayne's 79th national percentile and its 82nd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Castle Hayne ranks 6,781 for wildfire risk (1 is highest) and 13,093 by building count (1 is largest). Within North Carolina alone, it ranks 143 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Castle Hayne and the insurance market
Castle Hayne's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Castle Hayne
Castle Hayne's 75.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Castle Hayne's figures come from
The methodology guide shows exactly how USFS turned 859 counted buildings into the percentiles shown above for Castle Hayne. The exposure-zones guide covers what Castle Hayne's dominant direct exposure actually means, with real examples from across the dataset.