Castile, NY
How exposed is Castile to wildfire?
Out of every US place USFS scores, Castile lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 535 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Castile at the 5th percentile, close to its 6th-percentile risk score.
Castile's building exposure, zone by zone
Of Castile's 535 counted buildings, 80.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Castile against the rest of the country
Castile scores 6th nationally and 7th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Castile ranks 29,788 for wildfire risk (1 is highest) and 16,799 by building count (1 is largest). Within New York alone, it ranks 1,198 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Castile and the insurance market
Castile's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Castile
Castile's 80.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Castile's figures come from
The methodology guide shows exactly how USFS turned 535 counted buildings into the percentiles shown above for Castile. The exposure-zones guide covers what Castile's dominant direct exposure actually means, with real examples from across the dataset.