Cassville, MO
Cassville, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cassville lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,842 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cassville's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
Of Cassville's 1,842 counted buildings, 51% carry Direct exposure and only 5.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Cassville compares
Cassville scores 71st nationally and 84th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cassville ranks 9,143 for wildfire risk (1 is highest) and 7,942 by building count (1 is largest). Within Missouri alone, it ranks 173 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Cassville and the insurance market
At the 71st percentile nationally, Cassville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cassville (51%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,842 counted buildings into the percentiles shown above for Cassville. For more on what direct exposure implies beyond Cassville, see the exposure-zones guide.