Casselman, PA
Casselman, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Casselman lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 75 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Casselman at the 43rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Casselman: 86.7% of its 75 buildings, versus 13.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Casselman compares
Compare Casselman's two percentiles: 69th within Pennsylvania, only 43rd nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Casselman ranks 17,978 for wildfire risk (1 is highest) and 30,106 by building count (1 is largest). Within Pennsylvania alone, it ranks 617 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Casselman and the insurance market
Casselman's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Casselman
Casselman's 86.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 75 counted buildings into the percentiles shown above for Casselman. For more on what direct exposure implies beyond Casselman, see the exposure-zones guide.