Casnovia, MI
How exposed is Casnovia to wildfire?
Out of every US place USFS scores, Casnovia lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 220 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Casnovia at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Casnovia's buildings actually sit
40% of Casnovia's 220 buildings sit in USFS's Minimal exposure zone, with only 32.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Casnovia against the rest of the country
Casnovia's 61st-percentile standing inside Michigan outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Casnovia ranks 25,815 for wildfire risk (1 is highest) and 24,127 by building count (1 is largest). Within Michigan alone, it ranks 289 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Casnovia's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Casnovia
Even with 40% of Casnovia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 220 counted buildings into the percentiles shown above for Casnovia. For more on what minimal exposure implies beyond Casnovia, see the exposure-zones guide.