Cashtown, PA
Cashtown wildfire risk explained
USFS scores Cashtown at the 52nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 304 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cashtown's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
What "at risk" means for the buildings here
304 buildings are counted in Cashtown, and 79% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cashtown compares
Compare Cashtown's two percentiles: 87th within Pennsylvania, only 52nd nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cashtown ranks 15,011 for wildfire risk (1 is highest) and 21,529 by building count (1 is largest). Within Pennsylvania alone, it ranks 264 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Cashtown
Cashtown's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Cashtown's 79% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Cashtown's 15,011-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cashtown, see the exposure-zones guide.