Cashiers, NC
Cashiers, NC's wildfire risk, in USFS's own numbers
Cashiers's 970 buildings earn a 66th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cashiers's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Cashiers's buildings actually sit
970 buildings are counted in Cashiers, and 80.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Cashiers against the rest of the country
Cashiers's risk sits at a similar level relative to North Carolina (66th percentile statewide) as it does nationally (66th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cashiers ranks 10,723 for wildfire risk (1 is highest) and 12,154 by building count (1 is largest). Within North Carolina alone, it ranks 262 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Cashiers and the insurance market
Cashiers's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Cashiers
Because Direct exposure dominates in Cashiers (80.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Cashiers's figures come from
Every one of the two percentiles behind Cashiers's 10,723-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cashiers's dominant direct exposure actually means, with real examples from across the dataset.