Caseville, MI
Caseville wildfire risk explained
Out of every US place USFS scores, Caseville lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 981 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Caseville's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Where Caseville's buildings actually sit
68.3% of Caseville's 981 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.9% Direct and 12.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Caseville compares
Within Michigan, Caseville ranks higher (48th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Caseville ranks 27,198 for wildfire risk (1 is highest) and 12,065 by building count (1 is largest). Within Michigan alone, it ranks 390 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Caseville
Caseville's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Caseville's 68.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Caseville's figures come from
The methodology guide shows exactly how USFS turned 981 counted buildings into the percentiles shown above for Caseville. The exposure-zones guide covers what Caseville's dominant indirect exposure actually means, with real examples from across the dataset.