Cascade-Chipita Park, CO
Cascade-Chipita Park, CO's wildfire risk, in USFS's own numbers
Cascade-Chipita Park sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,166 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cascade-Chipita Park at the 98th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 89.2% of Cascade-Chipita Park's buildings as Direct exposure, higher than its 10.8% Indirect share and far above its 0% Minimal share — a profile where 1,040 structures sit close enough to vegetation that lot clearing matters most.
Cascade-Chipita Park against the rest of the country
Cascade-Chipita Park scores 99th nationally and 96th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cascade-Chipita Park ranks 313 for wildfire risk (1 is highest) and 10,858 by building count (1 is largest). Within Colorado alone, it ranks 17 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Cascade-Chipita Park's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Cascade-Chipita Park's 89.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cascade-Chipita Park's figures come from
The methodology guide shows exactly how USFS turned 1,166 counted buildings into the percentiles shown above for Cascade-Chipita Park. The exposure-zones guide covers what Cascade-Chipita Park's dominant direct exposure actually means, with real examples from across the dataset.