Casas Adobes, NM
Casas Adobes, NM's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Casas Adobes at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 266 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Casas Adobes at the 89th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Casas Adobes's building exposure, zone by zone
Direct exposure dominates in Casas Adobes: 100% of its 266 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Casas Adobes compares
There's little gap between Casas Adobes's 91st national percentile and its 77th percentile inside New Mexico, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Casas Adobes ranks 2,898 for wildfire risk (1 is highest) and 22,642 by building count (1 is largest). Within New Mexico alone, it ranks 114 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Casas Adobes's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Casas Adobes in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Casas Adobes's figures come from
Every one of the two percentiles behind Casas Adobes's 2,898-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Casas Adobes's dominant direct exposure actually means, with real examples from across the dataset.