Casas Adobes, AZ
How exposed is Casas Adobes to wildfire?
USFS's Wildfire Risk to Communities model puts Casas Adobes at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 29,493 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Casas Adobes at the 63rd percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
85.6% of Casas Adobes's 29,493 buildings sit in USFS's Minimal exposure zone, with only 12.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 29,493 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Casas Adobes against the rest of the country
Inside Arizona, Casas Adobes sits at just the 30th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Casas Adobes ranks 10,516 for wildfire risk (1 is highest) and 395 by building count (1 is largest). Within Arizona alone, it ranks 309 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Casas Adobes's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Casas Adobes
Even with 85.6% of Casas Adobes outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Casas Adobes's 10,516-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Casas Adobes, see the exposure-zones guide.