Casar, NC
Casar, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Casar lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 365 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Casar at the 56th percentile, close to its 53rd-percentile risk score.
Where Casar's buildings actually sit
94% of Casar's 365 buildings sit in USFS's Direct exposure zone, roughly 343 structures close enough to burnable vegetation for flame contact, not just embers — 6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Casar compares
There's little gap between Casar's 53rd national percentile and its 46th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Casar ranks 14,911 for wildfire risk (1 is highest) and 19,967 by building count (1 is largest). Within North Carolina alone, it ranks 417 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Casar and the insurance market
Casar's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 94% of Casar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 365 counted buildings into the percentiles shown above for Casar. For more on what direct exposure implies beyond Casar, see the exposure-zones guide.