Casa Conejo, CA
Casa Conejo wildfire risk explained
Casa Conejo's 1,066 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Casa Conejo at the 71st national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 100% of Casa Conejo's 1,066 buildings in the Indirect exposure zone, versus 0% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Casa Conejo ranks
Casa Conejo ranks lower within California (37th percentile statewide) than its 78th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Casa Conejo ranks 6,986 for wildfire risk (1 is highest) and 11,484 by building count (1 is largest). Within California alone, it ranks 986 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Casa Conejo sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 78th-percentile score like Casa Conejo's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because 100% of Casa Conejo's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Casa Conejo's figures come from
Casa Conejo's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Casa Conejo's dominant indirect exposure actually means, with real examples from across the dataset.