Caruthersville, MO
Caruthersville, MO's wildfire risk, in USFS's own numbers
Caruthersville's 2,926 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caruthersville at the 19th percentile, close to its 19th-percentile risk score.
Where Caruthersville's buildings actually sit
Caruthersville rates 77.3% Minimal exposure against just 18% Direct and 4.8% Indirect — of 2,926 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Caruthersville ranks
There's little gap between Caruthersville's 19th national percentile and its 7th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Caruthersville ranks 25,441 for wildfire risk (1 is highest) and 5,544 by building count (1 is largest). Within Missouri alone, it ranks 989 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Caruthersville's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Caruthersville's 77.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Caruthersville's 25,441-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Caruthersville, see the exposure-zones guide.